Standard Terms and Conditions for App Sale and use of this site
 

Last Updated: 10/01/2026 
 

1. Introduction and Acceptance

These Terms and Conditions (“Terms”) govern your purchase, download, installation, and use of the [App Name] mobile application (“App”) and any related services (collectively, the “Service”). The Service is provided by [Your Company Name] (“Company,” “we,” “us,” or “our”). By creating an account, downloading the App, or clicking “I Agree,” you accept these Terms . If you do not agree, do not use the Service. These Terms are a binding legal agreement.
 

2. License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to install and use the App on a device you own or control for your personal, non-commercial use . The App is licensed, not sold, to you. This means you do not own the software; you have a right to use it under the conditions set forth in these Terms.
 

3. User Accounts and Eligibility

To use the Service, you must create an account and be at least 18 years old. You are responsible for all activities under your account and for maintaining the confidentiality of your login credentials. You agree to provide accurate, current, and complete information during account registration.
 

4. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, but are not limited to:

• Using the App for any unlawful purpose.

• Reverse-engineering, decompiling, or disassembling the App.

• Attempting to gain unauthorized access to the Service or its related systems.

• Using the Service to infringe on the intellectual property rights of the Company or any third party .

• Sharing your account credentials with others.
   

5. Subscriptions, Payments, and Auto-Renewal

The Service may be offered on a subscription basis.

• Billing: Subscriptions are billed on a recurring basis (e.g., monthly, yearly) and will automatically renew unless canceled.

• Free Trials: If we offer a free trial, you will be charged the subscription fee at the end of the trial period unless you cancel before the trial ends.

• Cancellation: You may cancel your subscription at any time via your account settings on the App. You must cancel at least 24 hours before the renewal date to avoid being charged for the next billing cycle. Upon cancellation, your account will remain active for the remainder of the paid period, and no further charges will be made .

• Refunds: Refunds are handled according to the policy of the App Store (Apple) or Google Play (Android) from which you purchased the subscription. We do not offer refunds directly .
   

6. Intellectual Property

You acknowledge that all copyrights, trademarks, trade secrets, and other intellectual property rights in the App and its content (excluding User Content) are owned by the Company. You have no rights in or to the App or Service other than the limited license granted in Section 2 .
 

7. User-Generated Content

If the App allows you to submit content (e.g., inputs, goals, comments), you retain ownership of that content. However, by submitting it, you grant us a worldwide, royalty-free license to use, copy, and display such content as necessary to provide the Service to you . We reserve the right to remove any content we deem inappropriate or in violation of these Terms.
 

8. Disclaimer of Financial Advice (Professional-Boundary)

The App is a planning tool, NOT a licensed financial advisor. We do not have a fiduciary duty to you. The projections and recommendations provided are for informational and educational purposes only. They do not constitute personalized financial advice. You are solely responsible for your financial decisions and should consult a certified financial planner or tax professional before making significant financial decisions. We make no guarantees that you will achieve your retirement goals using the App.
 

9. Disclaimer of Warranty

EXCEPT AS EXPRESSLY PROVIDED HEREIN, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." WE SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT . WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT YOU PAID US FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM .
 

11. Indemnification

You agree to indemnify and hold harmless the Company and its officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your breach of these Terms, your use of the App, or your violation of any law .
 

12. Termination

We may suspend or terminate your account and access to the Service if you breach these Terms. You may delete your account at any time via the App settings. Upon termination, you must cease using the App, and we may delete your data as described in our Privacy Policy.
 

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes (e.g., via email or an in-app notice). By continuing to use the App after changes are posted, you accept the new Terms .
 

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], USA, without regard to its conflict of laws principles. Any legal action shall be brought exclusively in the courts of USA, Nevada.
 

15. Contact Us

If you have any questions about these Terms, please contact us at: office@hudelist.net
 

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Company regarding your use of the Service.